Hello, the interest-free period means that the cardholder repays the entire amount due before the due repayment date (inclusive). Consumer transactions that can enjoy interest-free treatment are from the bank accounting date to the maturity date. The period of time between repayment dates. If the cardholder has insufficient repayment in the current period, and the unpaid amount does not exceed 10 yuan or 1 US dollar, no additional interest and late payment fees will be charged for consumer transactions that can enjoy interest-free treatment.

The maximum interest-free repayment period is 50 days, unless otherwise agreed between the card issuer and the applicant. However, the maximum interest-free repayment period shall not exceed the maximum interest-free repayment period required by relevant laws and regulations. Interest repayment period.

The expiration date for recorded credit card transactions in each bill is called the "bill date". The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the due payment date.

The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month. The corresponding final repayment date is the 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill.