It works and is safe. According to the information on the official website of Hankou Bank, we learned that if the Hankou Bank Jiutong Credit Card is not activated, it can be bound to WeChat for use. The Hankou Bank Jiutong Credit Card has a credit consumption function, and the cardholder can use it first and then repay within the credit limit given by the bank, and no deposit is required. You can use it as an overdraft for consumption, and enjoy an interest-free period of 25 to 56 days, and you do not need to pay any interest if you repay on time. At the same time, swiping your card when shopping is not only safe and convenient, but also provides points for gifts.