1. It is illegal to swipe a bank card, and whether it constitutes a crime depends on the amount. If it is stolen and used, it is suspected of theft. (Note the last paragraph of Article 196 of the Criminal Law) Theft can be constituted if the amount is low. If it is a forged credit card, or someone else's credit card is used fraudulently (for example, someone else's credit card is found and used), it is suspected of credit card fraud (fraudulent use of a credit card, amounting to 5, yuan, constitutes a crime). Article 196 of the Criminal Law stipulates that anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. Legal objectivity:

Article 196 of the Criminal Law of the People's Republic of China commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: (3) Whoever uses another person's credit card fraudulently; (4) Malicious overdraft. Article 264 of the Criminal Law of the People's Republic of China, whoever steals public or private property in a relatively large amount, or repeatedly steals, steals at home, steals with a weapon or pickpockets, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined or confiscated.