Whether there are points is judged according to the merchant code after you spend two days. If the merchants you use fall into the above categories, there will be no points. "100 yuan credit card is valid for 30 days (inclusive) from the date of import. During the validity period, the credit card payment of the super network card can be deducted in one lump sum for RMB credit card consumption with points within 200 yuan. The merchant code is the 8th-11bit of the merchant number on the POS bill you consume.