Legal analysis: The woman’s credit card debt after marriage depends on the situation. The situation is as follows:

1. If the credit card debt is to meet the couple’s needs for family and living together, Debts owed by both parties are joint debts of the husband and wife and shall be repaid jointly by both husband and wife;

2. If one party bears debts in his own name that exceed the daily needs of the family or can prove that they belong to the other party. If one party has a debt, the debtor shall repay it himself, and it is not a joint debt between husband and wife.

Legal basis: Article 1064 of the "People's Republic of China and Civil Code" Debts, as well as debts borne by one spouse in his own name for the daily needs of the family during the marriage, are joint debts of the couple. Debts borne by one spouse in his or her own name beyond the daily needs of the family during the marriage are not joint debts of the couple; however, the creditor can prove that the debt is used for the couple's daily life and production. Exceptions are made for business operations or based on the consent of both spouses. Article 1065: Both men and women may agree that the property acquired during the marriage and the property before marriage shall be owned separately or jointly, or may be partly owned separately and partly jointly. The agreement should be in writing. If there is no agreement or the agreement is unclear, the provisions of Articles 1062 and 1063 of this Law shall apply. The agreement between husband and wife regarding the property acquired during the marriage and the property before marriage is legally binding on both parties. The husband and wife agree that the property acquired during the marriage shall be owned by each other. If the other party knows the agreement, the debts borne by the husband or wife shall be paid off with the personal property of the husband or wife.