The cancellation of the credit card will not really take effect until one month or 45 days after the registration date, and the user can reactivate it if he needs to use the card within 3 months. In other words, the account has been frozen after the cancellation of the credit card. If you want to continue to use it, you need to reactivate the credit card. After cancellation, as long as the cardholder applies within a certain period of time and passes the bank evaluation, the use of the old card can be resumed.

What are the ways to cancel a credit card account?

1, call cancelled. Cardholders can call the bank's customer service phone, verify their identity and then go to the manual service to cancel their credit cards;

2. Account cancellation at outlets. Cardholders can bring their ID cards and credit cards to the issuing bank outlets, and then cancel their credit cards at the counter.

It should be noted that credit card cancellation will cancel the credit card account, and your credit card will not be restored after cancellation. If you choose to cancel the credit card, the credit card account is still there, and you can restore the credit card in the future.

What are the main ways to activate credit cards?

1, point activation:

Cardholders can bring their ID cards and credit cards to the issuing bank outlets, apply to the staff for activating the credit cards, then fill in the form and submit the materials to the staff, and then activate them after approval.

2. Customer service phone activation:

The cardholder can call the customer service number of the credit card center, and then transfer the manual service according to the prompt, and then apply for the activation card from the staff, providing personal information such as credit card number and ID number, and the activation is successful after the identity verification is completed.

3. Opening of online banking:

Cardholders can log in to the issuing bank's online banking to activate their credit cards. Take ICBC's credit card as an example. After logging in to ICBC's personal online banking, select "Peony Card Activation" in the personal account "Bank Card Service", click to enter the interface, then follow the prompts to enter your own credit card number, card expiration date, name, ID number and other related information, and click "OK" to activate ICBC's credit card. Finally, set the credit card password and confirm it.

Operating environment: apple 12 mobile phone, ios 14 system, China industrial and commercial bank version 6.1.0.0.

Common reasons for credit card activation failure are as follows:

1, information verification does not match. If the basic information provided when applying for a credit card has changed, it will naturally not match the previous information when activated. I suggest you call the bank to explain the situation and make changes.

The credit card has expired. If your credit card is not used for a long time, it will be useless after the expiration date. You must replace it with a new card to activate it.

3. It does not meet the conditions for online activation. Some bank credit cards stipulate that online application for new cards must be activated at bank outlets, not online.

4. The credit card is real or fake. If you apply for a credit card through street salesmen or formal channels, you must first verify the authenticity of your card. Generally, call to verify that the information is invalid, and the proof card may be fake.