Hello, according to the bank's general credit card grading classification, credit cards can be divided into four types: regular card, gold card, platinum card and unlimited card, and the corresponding credit card limits are also different. Normally, the limit of a regular card is between 1,000 and 10,000, which is suitable for ordinary working-class people; the limit of a gold card is between 10,000 and 50,000, which requires the applicant to have a certain financial strength; the platinum card and the unlimited card are symbols of distinguished status. , the general limit is above 50,000, with no upper limit. The specific credit card limit needs to be evaluated and determined by the bank based on your comprehensive qualifications.

According to your description, if you have an annual income of RMB 50,000 to RMB 70,000 and have social security payments, the approval limit for applying for a credit card is generally above RMB 15,000, which is about twice your monthly income, and it falls into the category of a gold card. I wish you success in applying for the card as soon as possible.