China citizens under the age of 16 who live in China need to apply for the China Merchants Bank Card, and the guardian will open an account on their behalf, and issue the valid ID card of the guardian, the resident ID card or household registration book of the account user, and the guardianship certificate. China citizens who live in China and are over 16 years old (including 16 years old) can apply for opening a one-card account at any branch of China Merchants Bank with the resident ID card or temporary resident ID card of the People's Republic of China. {At present, Changsha Branch does not support temporary id card to open an account}