1. If the cardholder has an inheritance, but the inheritor refuses to pay off the credit card debt, the issuing bank may sue the inheritor.
2. After the death of the credit card holder, the family members need to hand over a Death Certificate issued by the local public security organ to the customer service center of the bank. After waiting for the customer service center to confirm, if there is no debt in the card, then the card can be directly cancelled.