What are the banks in Handan?

Handan includes: Handan Bank, Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of Communications, Hebei Bank, Xingtai Bank, Minsheng Bank, Shanghai Pudong Development Bank , China Everbright Bank, Rural Credit Cooperatives, CITIC, Postal Savings, Agricultural Development Bank of China, Wu'an Rural Bank, and the Handan Central Branch of the Central Bank.

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1. What kind of bank does Handan Bank belong to:

Handan Bank is a regional joint-stock commercial bank. Handan Bank was established with the approval of the China Banking Regulatory Commission in October 2007. Handan City Government is the largest shareholder of Handan Bank. It currently has 59 branches, sub-branches and subsidiaries in my country. At present, Handan Bank's total assets have reached 72.36 billion yuan, making it one of the world's largest banks.

2. Types of bank cards applied in Handan City:

1. Debit card: Debit card can be used for consumption online or at POS or transfer and withdrawal through ATM. Overdraft is not allowed. Interest will be calculated on the amount within the current deposit. Funds are withdrawn directly from your savings account when you spend or withdraw money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.

2. Credit card: Credit card, often called a credit card, refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit. The cardholder can consume within the credit limit first and repay later. . It has the following features: consume first and repay later, enjoy an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.

3. Quasi-credit card: A quasi-credit card is a single-currency, single-account credit card that bears interest on deposits and settles card purchases in RMB. It has transfer settlement, cash deposits and withdrawals, credit consumption, and online services. Bank transactions and other functions. When the balance of the account is insufficient for payment by swiping the card for consumption or cash withdrawal, the cardholder can overdraft consumption or cash withdrawal within the prescribed limited credit limit, and a certain amount of interest will be charged. There is no interest-free repayment period.

3. How to check the account opening bank of Handan Bank:

The bank card account opening bank refers to the business outlet that handles the account opening procedures. It is the bank that handles bank account opening. Simply put, the bank card opening bank refers to the bank where you initially applied for a passbook or bank card and issued the card to you. There will be a registration in the passbook, which usually refers to a branch.

Here are several inquiry methods:

1. The first way is to inquire at the counter: go to the bank counter, enter the bank, and inquire directly.

2. The second method is to inquire by phone: call the bank’s customer service number, select manual service, and ask customer service personnel to help inquire.

3. The second method is online banking inquiry: first you need to log in to the bank's online banking, and then you can see on the page that there are relevant options to check the account opening bank information.

4. The fourth method is SMS query: just send the query code and bank to the service platform for query.

Credit card repayment locations near Xingang, Handan City

Handan Bank, east section of Heping Road, Handan City, Hebei Province. According to Baidu map query: Handan Bank in the east section of Heping Road, Handan City, Hebei Province can repay the loan. The two places are 5.1 kilometers apart and can be reached in 49 minutes by car. Handan Bank was established on the basis of Handan City Urban Credit Cooperative. It was approved by the China Banking Regulatory Commission in October 2007. It is headquartered in the east section of Heping Road, Handan City, Hebei Province, and has more than 600 employees.

Which banks can apply for credit cards? Please tell me their names?

There are many banks that can apply for credit cards, such as: 1. my country’s four major banks: Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China. 2. Joint-stock commercial banks: China Merchants Bank, Hua Xia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank, Shanghai Pudong Development Bank, etc. 3. There are also some local banks that can handle credit cards, such as: Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of Tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Ningbo, Bank of Guangzhou, etc.

What are the requirements for credit card application? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card processing services specifically for college students.

This is to apply for a credit card unconditionally. College students only need to bring their personal documents and student ID cards to the bank to apply for it. First of all, it requires citizens who are over 18 years old and have civil capacity. It is required to have a stable income and provide proof of income, firstly to prove the ability to repay, and secondly to use it as a reference for setting the credit card limit. If you have successfully applied for a credit card, you can use the card to apply for a card, and the process will be much easier. The personal credit report must be good and have no bad records. Whether you can successfully apply for a credit card is also related to your occupation. For example, security, self-employed, farmers, etc. are more difficult to successfully apply for. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or a guarantor who has a local household registration and works locally.

Credit card applications can be processed at the bank counter or online. If you apply at the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill in the credit card application form according to the staff's requirements. Generally, there will be a reply within half a month. If the application is successful, you will receive the corresponding letter containing the credit card within one month. If you apply online, you only need to open the bank's APP, find "Apply for Credit Card" in the interface, click to enter, follow the prompts and enter the information to submit the application. After the application is successful, you will receive the corresponding letter containing the credit card within one month. After successfully applying for a credit card, you still need to go to a bank branch to open the card before it can be used.

I hope my answer is helpful to you!

That’s it for the introduction of Handan Bank’s credit card.