I think depending on the score, I can still borrow it if possible. Different situations: rational consumption and irrational consumption? Amount? These are all factors that determine whether the credit card has been paid off.

First, I think it is necessary to know under what circumstances the boyfriend used the credit card. If it’s due to special reasons, such as looking for a job right now, family reasons, not having much money, and can’t find anyone to borrow money from, then you can help repay the loan, but you can’t take the initiative to help him repay the loan. Help him or her repay the loan at the most critical moment. If you directly help him or her repay the loan now, he or she will feel that it is appropriate in the future. Helping him or her must make him feel touched, and it is not just to please him! Also, if it is the expenses incurred by the car loan and house loan with me, I feel that I am willing to help pay it back, and we should bear it together and take the initiative to repay it. Secondly, I encountered a sudden change at home and needed money, or I helped a friend who really needed help. I thought I could help my boyfriend pay off his credit card. But if I think it was a waste of money, or overdraft due to gambling or blind consumption, then if I help him repay the loan, it will be tantamount to helping the evildoer. Gradually, he will feel that it is natural for you to help him repay the loan. It is not worth repaying money from such a person! If you help him repay the loan this time, there will definitely be a next time.

Secondly, it depends on the amount of credit card your boyfriend needs to repay. If it exceeds his ability to pay, and he spends money randomly, he will naturally not choose to help his boyfriend repay the full amount. . If the credit card repayment limit is relatively small, within a few hundred or thousands, I think you can consider paying off the credit card as appropriate. You won't punish him, but you will give him a reminder so that he can remember it, instead of making him become dependent and get used to his habit and problem of early consumption.

But in my opinion, a girlfriend who has just met should not be able to help her repay, and the girlfriend should not make such a request. However, if they have been in love for several years and have a very deep relationship with each other, Love, then paying off her credit card is a matter of course.