If the credit card is overdue, it will be sued by the bank. If you don't go to court, there will be two consequences:

1. If the defendant is required to appear in court, but he is summoned twice after the court session and fails to appear in court without justifiable reasons, he may be summoned to appear in court by force;

2. If there is no request to appear in court, the defendant may not appear in court, but the court will make a judgment by default, which will deprive the defendant of his right to defense. If you want to know that you have left after the trial, you can try to negotiate repayment with the bank under the mediation of the court to reduce interest and liquidated damages.

Second, what will happen if the credit card is overdue?

1. If the credit card is overdue, it will generate high interest and liquidated damages.

2. Non-repayment of credit card will cause personal credit stain.

3. Malicious credit card arrears will be sentenced.

4. Credit cards may be stopped.

3. Will credit card borrowing affect credit reporting?

Credit card borrowing will not affect our credit information. Only if the credit card is overdue, if it is not repaid on time, the bank will report the cardholder's overdue repayment behavior to the central bank for the record, which will tarnish our personal credit information. Then at this time, our credit information will have a great impact.