In general, credit cards will not be automatically cancelled unless they are not activated, and then automatically cancelled.

If the cardholder needs to cancel the credit card, the cardholder will take his ID card and credit card to the bank counter to fill out the application form for credit card cancellation, and there is no debt in the credit card. Before canceling the credit card, you need to pay off the money in the card and stop using the credit card. Wait 45 days to officially cancel. After the official cancellation, you can destroy the card.