The cash borrowing limit of CITIC Bank’s credit card of 2,000 means that you can borrow 2,000 yuan in cash in advance.

The borrowing limit for CITIC Bank's credit card cash advance loan can usually reach 80-100 of the credit card's limit, or even exceed the limit of the credit card itself. If you want to withdraw cash by credit card, you can only withdraw up to 50% of the credit card limit.

Credit card cash advance has no interest and charges a handling fee, which is similar to the installment handling fee for credit card installment shopping business. CITIC Bank's credit card loan terms are divided into 6 months, 1 year, 2 years, and 3 years. Different terms have different handling fees.