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How to calculate the handling fee for credit card inter-bank cash withdrawals?

This depends on the situation. Different banks and different regions have different handling fees. Let me give you a few examples.

1. ICBC credit card cash withdrawal handling fee

Local bank: free

Local inter-bank: 2 yuan/transaction

Other places Our bank: charges a non-local cash withdrawal fee of 1% of the cash withdrawal amount, with a minimum of 1 yuan and a maximum of 50 yuan.

Different banks across the country: a non-local cash withdrawal fee of 1% of the cash withdrawal amount, with a minimum of 1 yuan and a maximum of 50 yuan. An additional inter-bank cash withdrawal fee of 2 yuan per transaction will be charged

2. Agricultural Bank of China credit card cash withdrawal fee

Domestic banks: 1% of the cash withdrawal amount, minimum 1 yuan

Domestic other banks: (1% of the cash withdrawal amount + 2 yuan) / transaction, minimum 3 yuan

Overseas (UnionPay network): (1% of the cash withdrawal amount + 12 yuan) / transaction< /p>

Overseas (non-bank network): 3% of the cash withdrawal amount, minimum USD 3 (or equivalent in other foreign currencies)

3. China Construction Bank credit card cash withdrawal fee

< p>Domestic: 1% of the cash withdrawal amount, minimum 2 yuan, maximum 100 yuan

Overseas (UnionPay network): (1% of the cash withdrawal amount + 12 yuan)/transaction, minimum 14 yuan

Overseas (non-bank network): 3% of the cash withdrawal amount, minimum USD 3 (European travel card: 3 euros)

IV. Bank of China credit card cash withdrawal fee

1 , Great Wall Global Pass series products (cash withdrawal over the counter)

Local bank: Free

Off-region bank: 1% of the cash withdrawal amount, minimum RMB 10 per transaction, maximum RMB 50 Yuan/transaction

Overseas (our bank or non-UnionPay institution): 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/transaction

2. Great Wall Global Connect Series Products (cash withdrawal at self-service terminals)

Local bank: free

Off-site bank: RMB 10/transaction

Local inter-bank: RMB 4/transaction< /p>

Inter-bank inter-bank transfer in different places: RMB 12/transaction

Overseas (our bank or non-UnionPay institution): 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/transaction

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Overseas (UnionPay): RMB 15 per transaction

3. Bank of China series products (cash withdrawal over the counter)

Domestic Bank: 1% of the transaction amount, minimum RMB 10/transaction

Overseas (the Bank or non-UnionPay institutions): 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/transaction

4. Bank of China Series Product (cash withdrawal at self-service terminal)

Domestic domestic bank: 1% of the cash withdrawal amount, minimum RMB 8 yuan/transaction

Domestic inter-bank: 1% of the cash withdrawal amount, minimum RMB 12 yuan/transaction Transaction

Overseas (our bank or non-UnionPay institution): 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/transaction

Overseas (UnionPay): based on the transaction amount 1% of the cash withdrawal amount, with a minimum of RMB 15 per transaction

5. Bank of Communications credit card cash withdrawal handling fee

Domestic banks: 1% of the cash withdrawal amount, with a minimum of RMB 10 per transaction

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Domestic other banks: 1% of the cash withdrawal amount, minimum RMB 10 per transaction; an additional inter-bank cash withdrawal fee of 2 yuan per transaction

Overseas (UnionPay network): (cash withdrawal amount) 1% + 12 yuan)/transaction, minimum RMB 15 yuan

Overseas (non-bank network): 1% of the cash withdrawal amount, minimum USD 5

6. CITIC Bank credit card cash withdrawal procedures Fee

Domestic: 3% of the cash withdrawal amount, minimum 30 yuan per transaction

Overseas: 3% of the cash withdrawal amount, minimum 3 US dollars/3 euros/30 Hong Kong dollars per transaction

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7. Everbright Bank credit card cash withdrawal handling fee

Domestic (RMB): 1% of the cash withdrawal amount, with a minimum charge of 3 yuan per transaction and a maximum charge of 200 yuan

Domestic (USD): 1% of the cash withdrawal amount, with a minimum charge of US$3 per transaction and a maximum charge of US$30

Overseas (UnionPay network): 1% of the cash withdrawal amount, with a minimum charge of RMB 15 per transaction

Overseas (JCB network): 1.5% of the cash withdrawal amount, with a minimum charge of US$3 per transaction and a maximum charge of US$30

Overseas (MasterCard, Visa): 1% of the cash withdrawal amount, with a minimum charge of US$30 per transaction Charge 3 USD, maximum charge 30 USD