2412 period. 0224 period. 9636 period: Handling fee 2.12 = 33 ICBC credit card installment handling fee. 126 period: Handling fee 3: Handling fee 7: Handling fee 3.16 = 64: 3 periods. 9118 periods. 8 and so on. 6 points for 6 periods: 3000*2: handling fee 7: handling fee 23.4 points for 3 periods, 3000*1: handling fee 1.169 periods