Territorial collection of creditor's rights is a common way of debt collection, which means that the local court or relevant department where the debtor is located collects the creditor's debts. In this way, the creditor can negotiate with the debtor in his own place, and if there is no result, he can collect it through the local court or relevant institutions. This method is simple to operate and has high acquisition success rate.

In the territorial collection of creditor's rights, the debtor's economic status and credit status will directly affect the debt recovery. Often the situation is different and the collection methods are different. The debtor is active in repayment, actively negotiates with creditors, or has recoverable property, and usually adopts negotiation for collection; If the debtor is unable to repay the loan and has no property to recover, it is necessary to take legal collection.

Although the local collection method of creditor's rights is simple and the recovery success rate is high, legal issues still need attention. For example, collection involves legal issues, and creditors need to strictly abide by relevant laws and regulations to avoid illegal collection and unnecessary legal risks. At the same time, creditors need to bear in mind that obtaining creditor's rights is only the first step in the recovery process. If the debtor refuses to perform the repayment obligation, it also needs to seek court support.