1. Consumption limit control: It helps cardholders manage consumption and control consumption risks by setting the consumption limit of credit cards. For example, you can set the credit card consumption limit within a reasonable range according to your own economic situation and consumption habits, so as to avoid the consumption behavior beyond your ability.

2. Cash withdrawal limit control: personalized limit setting can also limit the cash withdrawal amount of credit cards, helping cardholders to manage funds more effectively and control cash withdrawal risks. Cardholders can set the cash withdrawal limit of credit cards according to their actual needs and risk tolerance, so as to avoid over-reliance on credit cards for cash withdrawal.

3. Risk control: Personalized limit setting helps banks and cardholders control risks. Cardholders can set reasonable limits according to their own conditions, reduce the risk of credit card theft or abuse, and increase the security of accounts. Banks can also conduct appropriate risk monitoring and management according to the risk assessment and consumption behavior of cardholders through personalized limit setting.