1, credit card points can be redeemed for air miles and, to a certain extent, air tickets. Then you can find some people who do air ticket transactions, exchange points for air tickets according to their needs, and then sell them points to get cash.
2. Many bank credit card points can also be exchanged for movie tickets, and then the exchanged movie tickets are sold to get cash;
3. You can still get cash by exchanging points for gifts in the credit card mall and then selling them online.
Give gifts to each other, offset consumption, etc. At the bank. But many customers forget to use these points for one reason or another after spending. There is no problem with the points that can be saved permanently, but some banks will automatically "clear" the points after one or two years.
Extended data:
Huaxia Bank Credit Card Center said that if the cardholder's accumulated points have any of the following abnormal transactions and cannot be proved as real transactions with valid vouchers (such as invoices), he has the right to take control measures such as not accumulating points, freezing points, and canceling accounts. (After the customer's points are frozen, the points cannot be exchanged, and after the account is closed, non-deposit transactions cannot be conducted).
If the cardholder's account or card status is abnormal (including but not limited to inactivity, overdue, account card payment suspension, freezing, account cancellation and loss reporting), and the points are frozen and suspected of taking points, the points will not be exchanged for gifts or services.
Huaxia Bank-Huaxia Bank Credit Card Points Activity Rules