What are the application conditions for credit cards (debit cards) of rural credit cooperatives?

most rural credit cooperatives do not provide credit cards (debit cards) for applications, and only a few rural credit cooperatives in provinces and regions provide bid card business, and there are very few types of credit cards (debit cards) that can be handled. If you want to apply for a credit card (debit card) in a rural credit cooperative, it is recommended to consult a specific branch or bank official website.

Application conditions for credit card (debit card) of rural credit cooperatives:

1. The applicant is over 18 years old and has independent civil capacity;

2. Have a stable job and income, and have certain repayment ability;

3. Have certain business dealings with the rural credit cooperative, preferably with large deposits;

4. Good credit information and no bad credit record.

Will the nature of rural credit cooperatives' debit cards be changed?

No. Rural credit cooperative is the abbreviation of rural credit cooperative. It is a cooperative financial organization with the nature of rural collective ownership. The nature of rural credit cooperatives' debit cards for loan cards will not change. The loan card refers to the magnetic stripe card issued by the branch of the People's Bank of China to the borrower or guarantor for the enterprise credit information system.

what bank cards can rural credit cooperatives handle?

rural credit cooperatives generally have three types of cards: debit card, credit card and credit card.

debit card a debit card, also known as a savings card, refers to a bank card that has no overdraft function after making a deposit and then spending (or withdrawing cash).

a credit card is also called a credit card, overdraft card. Refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. According to the credit card quota, it is divided into general card and gold card. The amount of general card is 5-2 thousand yuan, and the minimum amount of gold card is 1 thousand-5 thousand yuan.

the card is used for lending, and you can borrow it with it. Card is a financial payment tool for the vast number of small-scale agricultural loan customers in the new countryside. In addition to the basic functions of debit cards such as shopping consumption, transfer settlement and cash deposit and withdrawal, it also has the function of small-scale agricultural loan, with the maximum amount not exceeding 3, yuan.

RuralCreditCooperatives (rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy of members, and restrict and crack down. Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of China Banking Regulatory Commission and the State Council.