Industrial and commercial bank cards are divided into savings cards and credit cards. Savings cards can be reissued across provinces, while credit cards cannot be reissued across provinces, as follows:
1, savings card
You can go to any outlet in the country to reissue it.
After officially reporting the loss, please bring your valid ID card and application for reporting the loss to any personal business outlets in this place and other places to reissue a new card.
2. Credit card
Please reissue it at the designated outlets. Users can call 95588 for details of manual service outlets.
Extended data
1. All national banks provide debit card loss reporting, account cancellation and replacement services in different places. Due to the differences in the construction of the banking system, the specific service forms are slightly different, including:
ICBC, Bank of China, China Construction Bank, Bank of Communications, China CITIC Bank, China Everbright Bank, Minsheng Bank, China Merchants Bank, Industrial Bank, Guangfa Bank, Ping An Bank, Shanghai Pudong Development Bank, hengfeng bank, Zheshang Bank, Bohai Bank 15 banks provide debit card replacement services in different places;
2. China Agricultural Bank and Huaxia Bank provide debit card exchange service in different places. The cardholder needs to report the loss of the lost debit card and cancel the account, and transfer the funds in the lost debit card to the newly applied debit card account;
3. As the business system of Postal Savings Bank is still in the process of improvement, it can provide inter-provincial debit card exchange service, but it cannot provide inter-provincial debit card exchange service.
4. City commercial banks and rural small and medium-sized financial institutions are unable to provide debit card replacement services nationwide due to the limitation of service areas.
Chinese government network-China Banking and Insurance Regulatory Commission, China answers netizens' messages about the difficulty of issuing bank cards in different places.
Industrial and Commercial Bank of China-Provisions on Loss Reporting and Card Replacement
Handling industrial and commercial bank cards in different places
Savings cards can be handled at any branch in different places. You can bring your valid ID card to any branch of ICBC for handling in different places. The staff may need you to provide other supporting materials according to the situation. Please refer to the actual handling of the counter for details.
You can also pay attention to the official account of "China Industrial and Commercial Bank Customer Service" WeChat, select "Smart Finance-Apply for a Savings Card" in the menu bar below, fill in the information as prompted, and apply for a savings card.
Credit cards need to be applied at the place where the card issuer works or has a fixed residence. ICBC will review your comprehensive assets, and the final approval will be subject to the approval of the card issuer.
Can ICBC credit card open online banking in different places?
If ICBC in other places can also open online banking, you can open online banking in the following ways:
1. Business outlets: Please bring your valid ID card and household registration book to any business outlet in China;
2. Self-service: Please log in to ICBC official website and select the "Register" function under "Personal Online Banking Login" to handle it.
Tips:
1. If mobile banking and online banking have been opened, please log in with mobile banking information.
2. The staff of outlets will verify your reserved telephone number on site, which shall be subject to the actual handling of outlets in various regions.
Can ICBC card handle and modify business in different places?
China Industrial and Commercial Bank Card can handle some off-site business, but cannot handle modification business.
Available businesses: deposit and withdrawal business; Transfer and remittance business; Large withdrawal business.
Unable to handle business: open SMS reminder service; Report the loss and replace the card; Change cards; Modify the mobile phone number bound to the bank card and keep the mobile phone number; Open online banking.
Extended data
I. The ATM withdrawal process of China Industrial and Commercial Bank is as follows:
1. Find a nearby industrial and commercial bank or self-service hall;
2. Before discovering the ATM marked with "cash deposit and withdrawal" or "cash deposit";
3. Insert the "bank savings card" into the slot of the automatic deposit machine, and the machine will automatically receive the card;
Enter the bank card password;
4. After the password is entered correctly, enter the main menu, then select "RMB" and click OK;
5. Select the "Withdrawal" key in the main menu and click OK to enter the "Withdrawal Amount" page;
6. After entering the "Withdrawal Amount" page, select the cash amount to be withdrawn. If the required amount is not displayed on the screen, you can manually enter the required amount by clicking "Other Amount" on the screen;
7. Click OK, wait a moment, and the system will prompt "Please take out cash", and then you can take out cash at the cash outlet;
Finally, you can "query the balance" or "continue to withdraw money" after the transaction is successful. Remember to "return the card" and take out the card to complete the withdrawal.
Two. ICBC ATM remote deposit operation process:
1. Insert the card;
2. Enter the bank card transaction password;
3. choose a deposit;
The machine will open a window for you to put paper money. Paper money can be flattened or folded. Put it in.
Press OK and the machine will shut down and count the money. If there is something wrong with the money, you can open the door and return it. You can put it back after rearranging, and press OK.
5. The screen shows the deposit amount, and you press OK to finish.
Can ICBC handle cross-regional cards?
Yes, ICBC does not have so many restrictions on handling cards.
This is the case. If you apply for a card at a local card issuer, you need to provide your own credit certificate. This is just a proof of your financial situation, and the local card issuer will set your credit card limit accordingly. The more credit references you have, the higher your credit card limit is usually.
Of course, you can also apply for a card online. You can apply all over the country without providing materials. This is the easiest way.
If you still don't understand, call ICBC customer service 95588 artificial seat You can apply in different places.
1. There are two main requirements for credit card application: 1, age requirement: 18-60 years old; 2. Have a stable job and income source. 2. Materials and certificates to be provided when handling: 1. For domestic residents, you only need to provide: a complete and signed application form, identity certificate, residence certificate and income certificate; 2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: foreigner residence permit or foreigner/Hong Kong, Macao and Taiwan employment permit; 3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided. 3. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license and a copy of the car driving license; Copy of bank loan account or deposit certificate. 4. Processing method: 1, application at the bank counter; 2. Credit card application in official website; 3. Apply to the bank credit card salesman; 4. You can apply on WeChat;
Can ICBC handle off-site loans?
Under normal circumstances, ICBC cannot handle loans from different places. Because ICBC is a state-owned commercial bank, it is not allowed to issue loans across regions according to administrative divisions. Users can call the customer service hotline of ICBC for consultation to see if they can handle it. If you really can't handle it, you can find a joint-stock commercial bank. There are no geographical restrictions, but you must have enough assets as collateral and a large loan amount.
1. What is a loan?
Loan is a kind of credit activity that banks or other financial institutions lend monetary funds at a certain interest rate and must repay them. Simply put, borrowing money requires interest. According to different repayment periods, loans can be divided into short-term loans, medium-term loans and long-term loans. According to different repayment methods, loans can be divided into demand loans, term loans and overdrafts. The loan term refers to the period from the effective date of the loan contract to the date of the last loan principal or interest payment. The loan term is generally proposed by the borrower, determined through consultation with the bank, and specified in the loan contract.
Two. ICBC's loan requirements
1. A natural person with full capacity for civil conduct, aged between eighteen and sixty.
2. Have legal and valid identity certificate, household registration certificate and marital status certificate.
3, a stable source of income and the ability to repay the loan principal and interest in full and on time.
4. It has a good credit record and repayment willingness, and the borrower and its business entity have no bad credit record in China Industrial and Commercial Bank.
5. Being able to provide legal, effective and reliable loan guarantee recognized by China Industrial and Commercial Bank.
6. The borrower opens a personal settlement account in China Industrial and Commercial Bank.
As can be seen from the above, ICBC's requirements for handling loans are relatively low, and it is also convenient to handle loans. At present, there are many banks that handle loans, and most users can't choose. ICBC has been included in the list of systemically important banks, and its users are relatively guaranteed. However, most of ICBC can't handle loans in different places because ICBC can't issue loans across regions.