An empty card can refer to an empty card in a savings account or credit card account. Empty savings card generally refers to a card that has no money in the account and has not been used for a long time.

If you don't use the empty card for a long time, the bank will cancel the corresponding account. One is to reduce the cost of account management, and the other is to protect the rights and interests of the account owner and prevent others from stealing the account.

Empty credit card refers to all credit card consumption. Occasionally, empty credit cards are beneficial to increase the credit limit, but long-term empty credit cards may be suspected of cashing out, especially when the credit card limit is always exactly the same as the credit card limit, which is easily controlled by the bank credit card center.