The ATM inquiry of credit card shows that the issuing bank cannot accept it for the following reasons:

1. The credit card limit is exceeded;

2. The card has expired, the card has expired, the card has been frozen, the card has not been opened, and it has not been activated successfully

3. The credit card has exceeded the set credit card limit. Extended information

When a cardholder uses a credit card to make a large amount of consumption, the card-issuing bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and according to the cardholder's application, the consumer funds are deducted from the cardholder's credit card account in stages, and the cardholder repays according to the monthly recorded amount.

in the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set up the installment repayment of the generated credit loan.

Baidu encyclopedia-credit card