Reasons for the rejection of CCB's fast loan
There is something wrong with the credit information of 1.
CCB's fast loans have strict requirements for credit reporting. If the applicant has bad credit and more personal debts in the past two years, then CITIC's second loan will not pass.
2 The application materials are inaccurate.
To apply for a quick loan from CCB, you need to fill in various materials. If the materials are not true and accurate, the second loan may be rejected.
3 High debt
When applying for a quick loan from CCB, the bank will check the applicant's recent loan application record. If it is found that there are too many credit cards or loans in the applicant's name, the applicant will be positioned as a high-risk group. In order to avoid risks, banks will naturally refuse to lend money.
The rejection of CCB's fast loan is generally caused by the above reasons. China Construction Bank has strict application conditions for fast loans. If you want to apply for a quick loan from CCB, you must maintain a good personal credit report and reduce your personal debt before you have the opportunity to apply.