If the agricultural credit card is frozen, it can be unfrozen. If the cardholder has his or her credit card frozen due to overdue repayment, after paying off the balance in full, he or she can call the Agricultural Bank of China credit card customer service hotline at 400-669-5599 to apply for unfreezing through manual service. If the cardholder has frozen his credit card due to abnormal transactions and the bank suspects cashing out, he can go to an Agricultural Bank of China branch and submit invoices and other supporting documents to apply for unfreezing the credit card.
The predecessor of the Agricultural Bank of China can be traced back to the Agricultural Cooperative Bank established in 1951. Since the late 1970s, the bank has successively experienced different stages of development, such as a national specialized bank, a wholly state-owned commercial bank, and a state-controlled commercial bank. In January 2009, the bank was restructured into a joint stock limited company. In July 2010, the bank was listed on the Shanghai Stock Exchange and the Stock Exchange of Hong Kong.
The bank is one of China's major comprehensive financial service providers and is committed to building an international first-class commercial banking group with distinctive operating characteristics, efficient and convenient services, complete and coordinated functions, and outstanding value creation capabilities. With its comprehensive business portfolio, vast distribution network and leading technology platform, the bank provides customers with a variety of corporate banking and retail banking products and services. It also conducts financial market business and asset management business. Its business scope also covers investment banking, Fund management, financial leasing, life insurance and other fields. As of the end of 2016, the bank's total assets were 19.570061 billion yuan, loans and advances issued were 9.719639 billion yuan, deposits received were 15.038001 billion yuan, the capital adequacy rate was 13.04%, and the annual net profit was 184.060 billion yuan.
As of the end of 2016, the bank had a total of 23,682 domestic branches, including the head office, the head office business department, 3 head office specialized agencies, 37 first-level (directly affiliated) branches, 365 Second-level branches (including provincial branch business departments), 3,506 first-level sub-branches (including municipalities, directly-affiliated branch business departments, and second-level branch business departments), 19,714 grassroots business institutions and 55 other institutions. Overseas branches include 10 overseas branches and 3 overseas representative offices. The bank has 14 major holding subsidiaries, including 9 domestic and 5 overseas.
On August 30, 2021, the 2021 semi-annual report released by the Agricultural Bank of China showed that the Agricultural Bank of China achieved operating income of 366.254 billion yuan in the first half of 2021, a year-on-year increase of 7.79%; the net income attributable to shareholders of the parent company was Profit was 122.278 billion yuan, a year-on-year increase of 12.35%.