Can Xiaomi Cashier swipe his own credit card?
Xiaomi Cashier can swipe his own credit card, but it's better not to do so. It's illegal to cash out his own credit card, and it's easy for the issuing bank to find out. If the issuing bank finds out the cash, it will stop the card.
credit card cashing refers to the behavior that the cardholder withdraws the funds in the credit limit of the card in cash by other means without paying the bank withdrawal fee, instead of through normal legal procedures (ATM or counter).
With regard to the increasingly fierce credit card cashing behavior in recent years, the Shanghai headquarters of the central bank stated on July 26th, 21 that credit card cashing is illegal, and the central bank is studying to record the cardholder's cashing behavior in the personal credit information system, which will directly affect his personal credit record.
can I use my own credit card to pay for my Alipay payment code?
If you are a merchant's receipt code that supports credit card payment, you can use a credit card.
After the transaction is successful, the seller will be charged a handling fee, and the buyer does not have to pay a handling fee.
If it is not opened, it can be used normally in the background.
1. After the transaction is successful, the seller will be charged a handling fee, and the buyer does not have to pay a handling fee.
2. The handling fee is only charged for the amount paid by credit card, and the fees for using Alipay account balance, red envelopes, Tmall points, Jifenbao and shopping vouchers are not calculated;
3. Taobao seller: 1% of the transaction amount (including freight) as the handling fee, Tmall seller: .8% of the transaction amount (including freight) as the handling fee;
4. Alibaba seller: .8% of the transaction amount (including freight) is the handling fee.
Can I use a credit card with Lacarra Cashier?
Yes, but there are uniform standards and requirements for credit card swiping in Lacarra, such as:
1. Lacarra supports debit cards marked with UnionPay to repay credit cards; Support debit cards marked with UnionPay to transfer money to debit cards.
2. Credit cards marked with UnionPay are supported to recharge mobile phones.
3. The debit card marked with UnionPay can be recharged to Alipay.
4. The debit card marked with UnionPay is supported to pay for water, electricity and gas.
5. Support most personal financial services, living payment, recharging card purchase, consumer payment, business trip, ticketing and entertainment reading in the bank.
6. Lacarra supports the operation of bank cards marked with UnionPay, but other card types are not supported at present. One, Lacarra can swipe his credit card, and Lacarra can also remit money to other savings cards, using the Lacarra transfer function. But this is cash, and once it is discovered, the consequences are very serious.
2. Cash withdrawal itself is not protected by law. The essence of cashing is a fictitious transaction or no transaction at all. Cardholders can't get the actual goods or services like normal transactions after swiping their cards.
3. Once the bank has verified the illegal cash withdrawal, it has the right to investigate the relevant responsible parties. At the same time, if there is a problem in the process of swiping the card, resulting in the loss of credit card users, the bank will not be responsible, and will not provide legal protection. As long as the bank finds illegal cashing, it means that the cashiers will be blacklisted by the bank, and future mortgage and car loans will be unable to apply. Iv. How long does it take for Lacarra to swipe the card to arrive at the account? It is understood that the time for Lacarra to arrive at the account is D+1, which is mainly related to the transaction time. Transactions before 23 o'clock every day generally arrive at around 1 o'clock the next day, and will not exceed 4 o'clock in the afternoon at the latest; The transaction after 23 o'clock every day is the next day, and it will be settled on D+2, that is, it will arrive on the next working day. The specific arrival time is about 1 am, and it will not exceed 4 pm at the latest. However, you can also activate the immediate cash withdrawal function, but you need to make transactions between 8: and 22: to receive the account in real time, and transactions after 23: will also receive the account the next day. However, it should be noted that 3 yuan/transaction handling fee is required for real-time withdrawal of credit card receipts. What should I do if Lacarra's payment treasure is not received by credit card? If it is received on weekends or holidays, it will be received on the next working day. In addition, you can check whether the bank card status is normal, whether it has been stopped, and so on. If you really can't, just call the national after-sales customer service hotline in Lakara and ask the customer service to help you check the transaction arrival.
can I swipe my credit card with my receipt code?
swiping your credit card with your own payment code is suspected of cashing out. Once it is detected by the bank, the user will be punished by reducing the amount, freezing and sealing the card. Moreover, Alipay will also test the user's collection and find that the user has cashed out, then the collection code will be controlled by the wind, and it may be impermanent to collect money before the risk control is lifted.
Therefore, it is better for the user's own collection code to collect the money paid by others, and it is also necessary to pay attention not to collect the money from the same person at the same time, which is also suspected of cashing out.
what is a creditcard
credit card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.
Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the billingdate.
On April 15th, 216, the central bank issued the Notice of the People's Bank of China on Matters Related to Credit Card Business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. The new regulations came into effect on January 1st, 217.
Debit card is an ordinary savings card, and its account attribute is current deposit account, which can be used for consumption, atm deposit and withdrawal, etc. Credit cards can be used for consumption, atm deposit and withdrawal, etc. The biggest advantage is that they can be overdrawn (with a certain credit limit)
In general, bank cards are divided into credit cards and debit cards.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A special card is a debit card used in a specific area and for special purposes (referring to uses other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.
How to swipe a credit card with Alipay receipt code
Alipay receipt code supports credit cards in the following ways:
1. To open the credit card collection function, you need to first open the "flower collection" function.
2. After opening the flower garden to collect money, in Alipay APP, go to My-Merchant Services-Flower Garden to collect money. At the bottom of this page, you can see the "Opening Credit Card to Collect Money | entrance". After opening it, you need to upload your business license and store door photo according to the prompts.
3. The photos of business license and stores must be complete, clear and true.
4. after uploading the business license and store photo, click "agree to the agreement and submit" at the bottom to apply.
5. After the merchant submits the information, Alipay will generally review it within 1-3 working days. Users will pay attention to the follow-up message notification of Alipay, and if the conditions are met, it will be opened for you. If the conditions are not met or the information is incomplete, the review will fail.
That's the end of the introduction about how to swipe your own credit card when you collect money and how to swipe your credit card when you receive money with Alipay. Did you find the information you need?