Yes, not only CITIC Bank but also other banks can do it. However, if the credit card limit is not enough, after depositing it for consumption, you can only apply for installment by the credit card limit. The deposited limit cannot be applied for installment. The method is as follows:

After swiping the card for consumption, you can apply for installment after the bill comes out.

You can self-install on WeChat or the official APP. If you don’t know how to apply, you can also do it. Call the credit card center to apply

Just call the credit card center and switch to manual service and go through the installment procedures. Choose the number of installments according to your own situation. The handling fees will be different for different installments. At that time, the account manager will tell the applicant how much the installment fee is, how much the monthly repayment is, etc.