Will the credit card offset deduct the spouse card?

Spouse card will not be deducted from credit card offset right.

The credit card offset right means that the cardholder can transfer the funds in other bank accounts under his name to the credit card account to offset the credit card debt. The bank will not deduct the funds on the cardholder's spouse card. Only when the bank sues the user and obtains a court decision can it freeze the arrears account. If you want to use the credit card offset right, you only need to transfer the funds from other bank accounts in your name to the credit card account, which will not affect your spouse's use of the card.

China Merchants Bank Diamond Credit Card Application Conditions

Where is the overdue credit card prosecuted? How do you know if the overdue credit card is prosecuted?

What are the ways to make credit cards repay in different places?

What do banks need to bring to check the running water?

If you don't sign for the credit card handled by CCB, will it be cancelled automatically?

Is there a grace period for Ping An Bank credit card? Time tolerance can only solve temporary needs.

Credit card arrears, overdue for three months, and then repay every month. Will the bank sue?

What about Fuzhou ETC card?

Baoding CCB card, is there a handling fee for saving money in Guangzong?

Is the credit card accepted nationwide?