at least 18 years of age, with full capacity for civil conduct \ The assets under the applicant's name in the last three months are not less than 5, yuan, etc. According to official website of China Merchants Bank, the application conditions for diamond credit card are at least 18 years old and have full capacity for civil conduct. The applicant has assets of not less than 5, yuan in the past three months, a house with a mortgage of more than 2 million yuan or a monthly payment of 8, yuan in China Merchants Bank, a car loan of more than 2, yuan or a monthly payment of more than 4, yuan in China Merchants Bank, and the employer is paid by China Merchants Bank with a monthly salary of not less than 18, yuan. China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank wholly owned by an enterprise legal person in China.