All the same. MasterCard is basically the same in all banks. In terms of quota, small commercial banks are slightly higher. In terms of the convenience of credit card use, state-owned banks are better, repayment is convenient, and payment in Taobao, WeChat wallet and other three parties is more convenient and faster. The interest generated by credit cards is roughly the same, with five ten thousandths of cash withdrawal interest and 5% of overdue repayment fee.
MasterCard is a bank card jointly issued by banks in mastercard international and around the world.
MasterCard is committed to providing consumers around the world with a more convenient and efficient financial payment environment. MasterCard provides global business links for global financial institutions, governments, enterprises, merchants and cardholders through consulting services of payment joining, processing centers and payment industry. With its core products such as MasterCard_, Maestro_, Cirrus_ brands, credit cards, debit cards and prepaid cards, and innovative multifunctional platforms such as MasterCardPayPass and MasterCardinControl, it provides services to consumers, governments and merchants in 265,438+00 countries and regions.
American financial institutions established an internationally accepted credit card system in the late 1950s and early 1960s, which became popular all over the world. 1966, some banks formed an organization called InterbankCardAssociation. 1969 The Bank Card Association purchased the patent right of MasterCharge, and unified the credit card name and style design of each issuing bank. In the following ten years, MasterCharge's original name was changed to MasterCard.
Golden Card Project
The promotion of bank cards is an integral part of financial modernization. Like the modernization process in other fields, the Gold Card Project also needs to learn from some advanced international experiences and lessons.
In banks and big shops, you can see a pattern mark consisting of two closely linked spheres, one red and the other yellow. That's the symbol of MasterCard International, a world-famous bank card association. MasterCard cardholders all over the world regard it as an advanced payment tool for withdrawal and consumption. There are more than 3,000 staff members all over the world who are running the huge MasterCard system and working hard for it day and night. But can you imagine? When 1966 was founded, there were only 45 staff members.
What are the advantages of China Bank Great Wall Global Link MasterCard World Credit Card products?
Advantages of Great Wall Global Link MasterCard World Credit Card Products;
Five-star hotel buffet: MasterCard Platinum Card and above cardholders can enjoy a 50% discount for two people when they bring a companion to the cafeteria of a five-star hotel designated by the state and use the above card to complete the reservation and payment.
Tips: Preferential rights will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Which bank is good for MasterCard? High quota and low interest?
Hello, MasterCard. All banks are basically the same.
In terms of quota, small commercial banks are slightly higher.
In terms of the convenience of credit card use, state-owned banks are better, repayment is convenient, and payment in Taobao, WeChat wallet and other three parties is more convenient and faster.
The interest generated by credit cards is roughly the same, with five ten thousandths of cash withdrawal interest and 5% of overdue repayment fee.
Ping An Credit Card Securities Wealth Gold Card, Standard MasterCard Gold Card and Fuka, which is better?
There is no comparability.
The difference between Ping An Standard Credit Card MasterCard and Ping An Standard Credit Card UnionPay Gold Card;
1. Issuer is different: Ping An Standard Credit Card MasterCard is a dual-standard dual-currency card, which is jointly issued by China UnionPay and MasterCard, including RMB and USD accounts.
Ping An Standard Credit Card UnionPay Gold Card UnionPay Gold Card is a single standard single currency card, issued by China UnionPay, with only RMB account.
2. Different ways of use: Ping An standard credit card MasterCard is used overseas through UnionPay client or MasterCard client.
Ping An standard credit card UnionPay Gold Card can be traded in merchants marked with UnionPay and ATM machines, and can enjoy various preferential activities launched by UnionPay organizations from time to time.
3. Different card issuers: The card issuer of Ping An Standard Credit Card UnionPay Gold Card is UnionPay, which is a card organization in China.
Ping An Standard Credit Card MasterCard Gold Card is issued by MasterCard, an American card organization.
China Construction Bank Longka Guimei Credit Card is better than MasterCard worldwide.
Global MasterCard is better. Because MasterCard is universal, it is very convenient for millions of merchants with MasterCard logo to spend whatever they want, both at home and abroad. Longka Guimei Credit Card is a classic American Express credit card product launched by China Construction Bank, which is specially designed for women and fashion people. Its use authority and scope are not as wide as MasterCard in the world, and it is only suitable for people with good credit conditions.
Which is better for all-currency credit cards of major banks with big pk?
All-currency credit cards are suitable for outings, business trips and study abroad. If you don't exchange++,you can get rid of the++conversion fee. But with so many all-currency credit cards, which bank's all-currency credit card is better and more cost-effective? Today, I will take stock of the advantages and disadvantages of all-currency credit cards of major banks for you, so that you can see them clearly at once.
All-currency card, the main function of all-currency card is to exempt the currency conversion fee and handle the transaction needs of all currencies. No matter where you spend money, you can repay it directly in RMB after returning home, and you can also avoid the formalities of purchasing foreign exchange.
I. Full-currency international chip card of China Bank.
China Bank's all-currency international chip card not only has the basic functions of general all-currency credit cards, but also enjoys the rights and interests of BOC Platinum Card. There are insurance services, such as personal insurance and delay insurance when buying air tickets; Borrowing can be combined with overdraft consumption, interest-free repayment period, and enjoy deposit interest; You can enjoy double points in consumption abroad, and the points will be valid forever.
Second, ABC Travel World Credit Card
Youyou World Credit Card of Agricultural Bank of China enjoys exclusive benefits free of currency conversion fee for consumption and withdrawal in any currency and channel in the world. It also has all-round benefits such as shopping and leisure, business travel and medical care, health care, etc. It is especially suitable for people who travel, do business, study abroad and "Haitao". Airport supreme courtesy; Gold card annual fee standard, platinum courtesy.
Three. China Industrial and Commercial Bank Global Travel Credit Card
ICBC Global Travel Credit Card has the following characteristics: UnionPay and MasterCard have dual channels, and there are many credit card channels in China, which can be repaid by Alipay; Global airports provide VIP room courtesy; Set aviation, hotels, shopping and leisure, famous products, tourism, study abroad, airport VIP rooms, car rental, tax refund, rescue and other global preferential services in one, is the best partner of customers' overseas travel.
4. Construction Bank Longka Global Payment Credit Card
China Construction Bank Longka Global Payment Credit Card has the following features: MasterCard UnionPay dual identification card, UnionPay and VISA dual channels, which are available in China and can be repaid by Alipay; You can enjoy double points when you spend abroad; Special service for international air tickets; Buy air tickets and send insurance, etc.
5. All-currency international credit card of China Merchants Bank.
China Merchants Bank's all-currency international credit card only issues VISA single-currency cards, which is a personal card product issued by China Merchants Bank for customers who have overseas travel and online shopping. The card supports VISA bank, and its biggest feature is that no matter what currency, foreign exchange handling fees are exempted for consumption or cash withdrawal; And there is no annual fee for life (many all-currency credit cards are exempt from annual fees). In addition, China Merchants Bank has many preferential activities for all-currency international cards (20 15 swiping the all-currency credit card of Postal Savings Bank can enjoy three times the maximum score of 65,438+10,000), and gives away high travel accident insurance.
Six, the Postal Savings Bank double standard full currency credit card.
Postal Savings Bank's dual-standard full-currency credit card is a dual-standard full-currency credit card of China UnionPay and MasterCard. It can be used online and offline by UnionPay, and can also accept merchants' spending of more than 300,000 credit cards on MasterCard online and offline. This credit card is the first dual-label card with UnionPay and MasterCard logos in Postal Savings Bank. No matter at home or abroad, credit card consumption can be worry-free, and UnionPay and MasterCard have dual global preferential merchant privileges. Most all-currency credit cards are not suitable for domestic consumption, but the dual-standard all-currency credit cards of Postal Savings Bank are still consumed in China, and they also have special functions such as overseas shopping tax rebate and online Haitao discount.
Seven. Minsheng visa all-currency international credit card
The characteristic functions of Minsheng Bank visa all-currency international credit card are: circulating credit, convenient for advanced consumption; Points are permanent and valid, and can be exchanged for gift miles. There are various repayment methods, and repayment is simple and convenient. Minsheng bank visa all-currency international credit card offers many special benefits, mainly including the highest discount on air tickets 10% and overseas credit card discount.
By comparing and analyzing these all-currency credit cards through the PK of the four major banks, I personally think that the all-currency chip card of China Bank is still very good. Generally, all-currency credit cards have some functions, such as automatic purchase of foreign exchange, free of currency exchange fees, RMB repayment and so on. In addition, there is an unconditional life-long annual fee-free policy. You know, many all-currency credit cards can't avoid annual fees, while the all-currency chip card of Bank of China enjoys more rights and interests, and can also be used as a savings card, with many benefits. Although China Bank's all-currency chip card is the single channel of Visa, the applicant's++credit card is mainly used in consumption abroad and Haitao, and there are more and more merchants who can swipe Visa cards in China, which has little impact.
In addition, ICBC Global Travel Credit Card has been well received, and it is called the all-currency credit card that is necessary overseas. It is a good choice for business trip, travel, Haitao or studying abroad (20 15 ICBC VISA full currency ICBC Global Travel Credit Card is required overseas)!
Commercial Bank PK From the perspective of other commercial banks, China Merchants Bank's all-currency international credit card is also free of annual fees, which is not bad. The dual-label full-currency credit card of Postal Savings Bank is a dual-label card with the logo of UnionPay and MasterCard, which basically has all other full-currency functions. There are also many consumption abroad and Haitao, just like the full-currency chip cards of Bank of China in the four major banks. Although the credit card of the Postal Savings Bank may not be as famous as other banks, this dual-label full-currency credit card of the Postal Savings Bank is definitely worth introducing (20 15 Minsheng Visa full-currency card enjoys consumption abroad.
For users who swipe their cards more in China, the single channel of Visa will undoubtedly cause a lot of inconvenience. It is best to consider the dual-channel credit cards of Visa/Master+ UnionPay, such as ICBC Global Travel Credit Card, CCB Longka Global Payment Credit Card, and Postal Savings Bank Double-standard Full Currency Credit Card. These credit cards have little difference in function, but compared with the additional rights and preferential contents of the two cards, ICBC Global Travel Credit Card and Postal Savings Bank double-standard full-currency credit card are both very good.
This is the end of the introduction about which MasterCard is good and what MasterCard is. Did you find the information you needed from it?