It will be divided into the following situations

First, use the UnionPay channel to swipe foreign currency and convert it according to the dynamic exchange rate DCC at that time.

Second, if you use a dual-currency credit card to swipe U.S. dollars through VISA or MasterCard, the actual amount swiped will be recorded in your account. Subsequent cardholders need to purchase foreign exchange for repayment, and the conversion will be based on the foreign exchange selling price of the card-issuing bank on the day of repayment. .

Third, if it is a full-currency credit card, please refer to the specific regulations of the card issuer. Some card issuers waive the 1.5% exchange fee. Some card-issuing banks convert the amount based on the card-issuing bank's own preferential exchange rate.