Let's take a look at the application conditions of this card, that is, the so-called card threshold: 1. VIP customers of Shanghai Pudong Development Bank, such as private bank customers, are not included in the reading, so just look for the financial manager directly. 2. The annual salary is more than 25, yuan (the deposit record of provident fund needs to be verified). 3. Summary of other banks' high-limit credit cards (only know that the amount is over 6,, and the card type is not required): As a credit card with a high qualification, the appropriate threshold can be understood. In fact, the government has not given a very clear and careful application threshold and requirements, but for the majority of office workers, if the online application is unsuccessful, the most important threshold is to be able to provide 25,/year income certificate and the corresponding provident fund deposit record.
then, let's look at the channels of card application, which mainly include online application and network application. 1. Online application, including WeChat and PC. Card God first submitted an application on WeChat, and as a result, he experienced the legendary second refusal. He received a second refusal message from Pudong almost within 1 minute of submitting the application. Later, I applied on the PC side the next day, but the result was still ruthlessly rejected, so I couldn't help but call the customer service. The customer service said that the card belongs to a high-end card, and it is recommended to bring relevant information to the outlets to apply. Thus, the success rate of online application for AE white should be relatively low. 2. Offline application is the application of outlets. Before applying, Kashen first finds the phone number of the outlet away from him, then calls to consult the materials to be prepared for applying for the card, and then goes to the outlet to apply with the income certificate of more than 25, yuan, the account number and password of the provident fund inquiry, and the copy of the real estate license with his name. It should be reminded that the application preparation materials are different in different regions. Card God is from Suzhou. As for whether other places need the same materials, card friends can call the local bank outlets for consultation before applying. After reviewing the materials, the account manager of the outlet took out a huge application form. After filling out the form, Card God chatted with the account manager and learned about the process of handling the card. The counter audit-the local Pudong Credit Card Center audit-was sent to the Pudong Credit Card Headquarters for audit. The process is cumbersome, which means that it takes a long time to get off the card. Card God said that because there were no more than 6, credit cards at the time of application, they applied for a Geely Platinum Credit Card together, so it is best for everyone to apply for this Pudong Express Platinum Card on the basis of having more than 6, credit cards from other banks.
Then, it's time to get off the card. It's quite a long time. Card God submitted the materials at the outlet on the 3rd. On the 6th, he received the verification message that the application for Geely Platinum Card had been accepted, and then on the 13th, he learned that Geely Platinum Card had been approved. On the 9th, I received the information that AMEX Platinum Card has been accepted and is under review. You can check the application progress on WeChat, but the card has been in a state of no update, and then wait until the 28th to find that the refresh status has been approved. It took 15 working days from the submission of materials to the approval. Then I received the card sent by SF Express on the 3th.
finally, the activation card can be put into use, and some things should be noted. Card God activated the card by calling the official phone on the back of the card, and before it was activated, he could not enjoy the direct cut-in service of manual customer service on Gaoda. After the card is activated, Alipay and WeChat payment, the main channel of consumption and 5 times points will be eagerly bound. Who knows that the binding has been unsuccessful for many times, and after the binding is finally successful, I guess it may be because the card has just been activated, which leads to system delay. To sum up, although the road to applying for this card is very long, I hope I can make the best use of the rights and interests of this card. The above experience is also for the reference of friends who are preparing and applying.