How can a fake credit card be used, but there is no money?

A fake credit card cannot be used to generate money.

The following methods can help identify the authenticity of credit cards:

1. Look at the card face. The surface of a genuine card has bright colors, clear writing, smooth plastic surface, the color is not easy to fall off, and the stripes on the card surface are clear and neat. The surface and back of the counterfeit credit card are rough, the writing is blurred, the color is too dark or too light, the plastic surface is uneven, the color is easy to fall off, and the stripes on the card surface are uneven, as if it were attached to a white card.

2． Look at the embossing. For genuine cards, the English letters are arranged clearly and neatly. For counterfeit credit cards, the English letters are not arranged neatly or in different sizes. For altered credit cards, the English letters are not arranged neatly and the letters are of different sizes. The old ones are faintly visible on the back of the card. The genuine card is printed with The name of the card-issuing bank. A counterfeit credit card may not have the name of the card-issuing bank. An altered credit card may have traces of alteration, the card-issuing name may be incomplete, and the signature may not be smooth.

3． Look at the anti-counterfeiting design. Genuine cards have holographic laser anti-counterfeiting trademarks and fluorescent anti-counterfeiting designs, while counterfeit credit cards generally have no anti-counterfeiting marks or the anti-counterfeiting design marks are unclear and lack a three-dimensional sense. In addition, the track information of counterfeit cards cannot be read on the sales terminal.

Never use fake credit cards, otherwise you will not only harm others and yourself, but you may even be suspected of obstructing the national credit card management and get jailed.

How is the sentencing for credit card theft

Credit card theft may constitute a credit card crime or crime. The provisions on sentencing are: 1. According to Article 196 of the "Criminal Law": Under any of the following circumstances, whoever engages in credit card activities and the amount is relatively large shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than five years but not more than ten years. , and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than ten years or, in addition, a fine not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using an expired credit card; (3) Pretending to use another person’s credit card; (4) Malicious overdraft. 2. According to Article 264 of the Criminal Law: Anyone who owns public or private property in a relatively large amount, or who breaks into a house multiple times, carries a weapon, or pickpockets shall be sentenced to not more than three years, criminal detention, or surveillance, and shall also or solely be fined. ; If the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to not less than ten years or both, and shall be fined or his property shall be confiscated.

Legal basis

"Criminal Law of the People's Republic of China"

Article 196 Under one of the following circumstances, credit card activities shall be carried out, If the amount is relatively large, the sentence shall be not less than five years or criminal detention, and a fine of not less than RMB 20,000 but not more than RMB 200,000; A fine of not more than 10,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years or more, and also a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscated:

(1) Using forgery or using a credit card fraudulently obtained with false identification;

(2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

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(4) Malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

Anyone who uses credit cards concurrently shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

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I bought a counterfeit credit card but didn’t use it. Am I committing a crime?

This behavior violates Article 177 of the Criminal Law: Forgery and Alteration The crime of financial instruments; the crime of obstructing credit card management; the crime of stealing, buying, and illegally providing credit card information. The relevant provisions are as follows:

Article 177: The crime of forging or altering financial instruments; the crime of obstructing credit card management; Whoever commits the crime of stealing, buying, or illegally providing credit card information under one of the following circumstances, forging or altering financial instruments, shall be sentenced to not more than five years or criminal detention, and shall also or solely be fined not less than 20,000 yuan but not more than 200,000 yuan; if the circumstances are serious, If the circumstances are particularly serious, the sentence shall be not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the circumstances are particularly serious, the sentence may be not less than 10 years, or a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:

(1) Forging or altering bills of exchange, cashier's checks, checks;

(2) Forging or altering entrusted collection vouchers, remittance vouchers, bank deposit certificates and other bank settlement vouchers ;

(3) Forging or altering letters of credit or accompanying documents and documents;

(4) Forging credit cards

The unit commits the preceding paragraph. If a crime is committed, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Article 177.1 If any of the following circumstances occurs: , who obstructs credit card management shall be sentenced to not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than three years but not more than 10 years, and also to a fine of not less than 100,000 yuan but not more than 100,000 yuan. Fines of more than 200,000 yuan:

(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling , purchase or provide others with forged credit cards or fraudulently obtain credit cards with false identification.

Those who steal, bribe or illegally provide other people’s credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Any employee of a bank or other financial institution who takes advantage of his or her position to commit the crime in Paragraph 2 shall be severely punished.

This ends the introduction to counterfeit credit cards and counterfeit credit card scams. Don't know if you found the information you need?