Guangfa Unbounded Card is a credit card jointly issued by Guangfa Bank and China UnionPay. It should be a virtual credit card. Users can apply for unlimited cards online through platforms such as Guangfa Bank app and official website. After successful application, users can swipe their cards through China Unionpay Quick Pass and mobile banking.

is there an annual fee if Guangfa Unbounded Card is not activated?

there is no annual fee. Only when the cardholder successfully activates the unbounded card will the annual fee be generated. Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption without cash in the card, and in many cases, only the amount of consumption is reserved.