Query password = login to China Merchants Bank online banking + online payment confirmation transaction ***; \x0d\Transaction password = cash withdrawal at ATM (cash withdrawal function needs to be activated) + card swiping transaction *** (card swiping voucher needs to be activated) Password function)\x0d\\x0d\About the use of China Merchants Bank credit card password:\x0d\1) After the card is opened and activated, by default, consumption is based on signature only. So the customer service will say "no password is required for card payment", just press any 6-digit number on the POS machine. However, China Merchants Bank has added the "transaction password" function since July 2008. As long as you log in to online banking or call the credit card number to activate it yourself, all future transactions on UnionPay POS machines must use the set "transaction password". . \x0d\——If you want to activate it, log in to "Credit Card Online Banking" from China Merchants Bank's official website (printed on the back of the card), then go to "Account Management" on the upper left, then "Password Management", and then go to transaction password settings. You can set it yourself. Transaction password, and choose whether to enable the cash advance (cash withdrawal) function and whether to enable the transaction password function. \x0d\\x0d\2) The online payment function also needs to be activated by logging into online banking. After activating online payment, when purchasing goods on the website and selecting the China Merchants Bank payment channel, credit card payment will be available. Follow the prompts to fill in the card number and other information. That’s it. Use "query password" in the payment password field for verification. There is no need for a transaction password here. \x0d\\x0d\3) Even if you have not set a "transaction password" and have activated the function of swiping the credit card, you don't have to worry too much, because China Merchants Bank's credit card has 48 hours of loss protection before reporting the loss. In case it is used fraudulently or stolen, you can Apply for compensation.