Visa card four major banks and major commercial banks have launched Visa credit cards. Let's take a look at the visa cards of the four major banks first. Among the four major banks, it is recognized that ICBC visa credit card is easier to use. There are three types of ICBC visa cards: RMB, USD account, RMB and Euro account and RMB and Hong Kong dollar account, which can be used smoothly at home and abroad. Compared with the other three state-owned banks, the biggest advantage of ICBC visa card is that there is no handling fee for local cash withdrawal.
Among the visa launched by commercial banks, the most popular one is a full-currency credit card launched by China Merchants Bank. This credit card is a platinum card, which can not only enjoy the basic functions of China Merchants Bank credit card, but also enjoy the courtesy of platinum card. The most important thing is that the threshold for handling is much lower than other commercial banks.
Therefore, among state-owned banks, ICBC visa is more popular, and among commercial banks, China Merchants Bank visa handles more people.
1. What if I can't negotiate with the bank before the credit card is available?
1. If the credit card negotiation fail