There will be a handling fee for cash withdrawal by credit card, and the handling fee rate is different for different banks and different credit card types. It is understood that many credit cards will charge a one-time handling fee of 65438+ 0%-3% of the cash withdrawal amount. For example, if the cardholder withdraws 10000 yuan by credit card, he may have to pay a handling fee of 100 yuan to 300 yuan or so.

Credit card cash withdrawal business can be divided into domestic cash withdrawal and overseas cash withdrawal, and the calculation method of handling fee is different. The domestic cash withdrawal fee is charged at 1% of the cash withdrawal amount, with the lowest 2 yuan and the highest 100 yuan; The overseas cash withdrawal fee is charged at 3% of the cash withdrawal amount, with the lowest 3 yuan. It should be noted that when withdrawing a credit card, the withdrawal amount cannot exceed 50% of the credit limit of the credit card. The specific charging standard is subject to the regulations of the credit card issuing bank.

Do you accept credit card withdrawals?

Credit card withdrawal will not be directly recorded in personal credit records, because credit card withdrawal is one of the normal use ranges of credit cards. However, if the cardholder fails to repay on time after withdrawing cash, the overdue record will be reported by the credit reporting agency, which will have a negative impact on personal credit.

Credit card withdrawals can be made through bank counters and ATM machines. In addition to these two channels, no other channels are allowed to withdraw cash, otherwise it will be regarded as withdrawal, and withdrawal is illegal. The consequences of cashing in credit cards are very serious. I suggest you not try it easily.