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There can be no overpayment for credit card cancellation in China Bank.
China Bank's credit card cancellation account cannot have the following overpayments:

There will be overpayment when the credit card account is cancelled. Users can choose to use up the overpaid part by swiping the card, or choose to withdraw the overpaid part.

As long as the overpayment is used up, the user can continue to handle the credit card cancellation business.

In addition, after the credit card is successfully cancelled, the cancelled card will not be restored. If you are not sure whether to return the card in the future, please choose the credit card cancellation business. When you close your credit card, you can't overpay or owe money on it. If you owe money, you must pay it off before you can close the account.