Credit cards are divided into billing date, final payment date, and minimum payment amount

You should know that on the billing day, the consumption on and before the billing date will be counted on the second day of the billing date. A bill will be issued and mailed to you. The 20th day after the bill date is the final payment date. Repayment before this date is interest-free, otherwise interest calculation will affect your credit score. The minimum repayment amount is 10% of the amount due on the bill date. You can repay according to the minimum repayment amount before the final payment date. It will not affect your credit score, but interest will be calculated on the full amount of the bill until you repay it. Until clear.