The ExpirationDate of a credit card refers to the validity period of the credit card. The expiration date of a credit card is clearly marked on the front of the credit card. The validity period of a credit card is generally below the credit card number. The standard format is month first and year last. So if your credit card expires, go to the business office to activate it quickly.
1. Can the debit card still be used after it expires? Need to change the card?
Cannot continue to be used. Need to change card. Many banks will send text messages to notify cardholders to replace their cards with new ones before their bank cards expire, otherwise the use of their debit cards will be affected. It is relatively easy to replace the card. You need to bring the cardholder's valid ID card and debit card to the counter of the business outlet to apply for card replacement service. It should be noted that due to the upgrade of the banking system and number segment, the new card may have a different card number from the old card. However, some banks can provide the service of changing the card without changing the number, but the card cannot be picked up on site and it will take 2-3 days. In addition, after applying for the card, the ID card and bank card should be stored separately to avoid degaussing.
2. Can I change my bank card without changing the number?
Yes, but there are two situations in which you can change your bank card without changing your number: 1. You have an old card: If the cardholder needs to replace the card with a new one because the old card is damaged or perforated, the cardholder will hold the damaged card. card and ID card, go to a nearby bank branch to apply for a new card with the original card number, and the card can usually be issued within a week. 2. No old card: If the cardholder needs to reissue a new card due to the loss of his bank card, he can choose to change the card instead of changing the number, but in most cases the number of the new card will change. Bank card numbers do not need to be changed, and most banks currently support it. The reason why the bank does not allow them to change their cards is because it takes time for banks to apply for new cards, and banks generally apply for cards in a centralized manner. Not every bank branch can apply for a card by itself. If every outlet can print cards at any time, there will be problems in risk management and cost management. Therefore, it must be centralized and sent to the outlet where the customer handles business.
To sum up, if your bank card is damaged and you want to change it to a new one, you can request to change the card without changing the number. Moreover, the debit card cannot be used after the expiration date, and the card needs to be replaced in the business hall. After applying for a card, be sure to keep your credit card password and do not tell others casually to avoid unnecessary trouble.