2. Credit card available line refers to the unused credit line of credit card. The available amount will decrease with each consumption and recover with each repayment.
3. Current balance refers to the amount currently overdrawn.
4. The current balance refers to the total overdraft of the transactions that have been recorded at present, excluding the transactions of the day (except online repayment), pre-authorization and other transactions that have not been recorded. If the balance is negative, it means that the current balance has a balance.
Available line = credit line approved by the bank-unpaid bill debt-unrecorded but occurred transaction amount-other related interest and expenses.
Unpaid recorded amount refers to the amount of credit card transactions that have been booked but have not been returned by you; Cumulative used unrecorded amount refers to the amount of credit card transactions that have occurred but have not been accounted for; Other related interests and expenses refer to interest such as cash withdrawal or installment payment.
Extended data:
Relevant clauses of China Construction Bank Longka Credit Card Collection Agreement
Party A shall abide by the limit stipulated by Party B when handling the cash advance business of credit card. If the withdrawal limit standard changes, Party B will make an announcement in advance and implement it. Unless otherwise stipulated by Party B, the cash advance business pays the handling fee by transaction and does not enjoy the interest-free repayment period. Party B shall collect interest from the bank bookkeeping date. See Article 6 of Section III "Reconciliation and Repayment" of this Agreement for the interest rate standard.
Party A deposits the funds into the credit card. If there is arrears in the card, or if there is arrears due to Party A's consumption and cash advance business after depositing funds, the deposited funds will be used as repayment to offset the arrears immediately. After offsetting the arrears, the remaining funds will become the overpayment in Party A's credit card.
Party B shall not pay interest on the overpayment of Party A's credit card.
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China Construction Bank-What is the current balance shown on the credit card bill?
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