2 natural days. According to the nail APP, the nail reserve fund will arrive in the account within 2 natural days after the hesitation period, and there will be a SMS prompt when it arrives. After the application is successful, the funds will be transferred to my credit card and the credit card bill can be repaid; Unused consumer reserve funds will offset new credit card transactions. After the reserve fund arrives, use the reserve fund first, and use the credit card limit after the reserve fund is used up.