Actually, it's similar to other credit cards. Of course, if you already have an ICBC credit card, you can apply for installment payment, but it's not too difficult. If you must apply for this kind of "easy loan card", you can generally use this card for durable consumption such as household appliances and installment payment after the application is successful, but if you want to use it for large installment payment such as automobile installment payment, the procedures are still very complicated.

Specifically, you can go to the local ICBC business outlets to get the application form of Easy Loan Credit Card, fill in the credit card application materials correctly, completely and truly as required, and submit the certification materials that meet the requirements for approval.