Brand model: iPhone 13

System version: iOS 15.3. 1

Application version: v5.6.7.00 1

1. Open the China Construction Bank APP and click "More".

Second, enter all applications and click "Credit Card"-"Staging".

3. Enter the installment plan and click "Apply Now".

4. Fill in the application information and click "Submit".

CCB installment is a consumer loan product, which is mainly applied online through the construction of mobile banking. The maximum loan amount of China Construction Bank by installment can reach 300,000 yuan. After the application is successful, users can choose the repayment time by installments, and they can choose the number of installments over 6 months, 12 months or 1 year. It should be noted that after the installment application of CCB is successful, credit cards can only be used in designated merchants or scenarios, and cannot be directly withdrawn for use.

The difference between installment payment and credit card:

1 line difference: the installment line is independent of the credit line of the credit card and does not share the same line with the credit card.

2 Difference of scope of use: the scope of use by stages is limited, and it can only be used by designated cooperative merchants such as department stores, building materials and homes, and cannot be transferred or withdrawn; Credit cards support online and offline consumption and can handle cash withdrawal business.

3 different stages: after the opening of the stage pass, as long as the consumption reaches a certain amount, it can be automatically processed in stages; If you want to handle the installment business, you need to apply to the bank yourself.

List of information related to installment loan of CCB:

I. The longest installment loan of CCB can be repaid in 36 installments, and there are many installments.

Ii. Installment amount If you successfully apply for the installment loan of CCB, you can get the installment amount of up to/kloc-0.5 million yuan, and this amount will not occupy the credit limit of the credit card itself, so your daily use of the card will not be affected.

III. Installment Fee Rate The installment fee rate of CCB's installment loan is the same as that of CCB Longka Credit Card. There is no change in the collection of handling fees. But it has a 20% discount.

Four. Customer CCB installment loans are mainly aimed at CCB's mortgage customers, CCB's payroll customers, CCB's wealth management deposit customers and so on. So you'd better have a construction salary card, a construction mortgage or a wealth management product bought at CCB, so as to apply for an installment loan from CCB. The above is the summary information of CCB's installment loan. In fact, the installment loan of CCB is a product that can be loaned and credit card.

Installment consumer loan is an installment payment product launched by China Construction Bank, which belongs to the type of consumer loan. When the fixed credit card limit cannot meet the needs of users, users can apply for installment. The loan period of this business is long, and the interest rate is subject to the page display.

The installment connection of CCB can only be opened by qualified users. The maximum installment amount of CCB is 6.5438+0.5 million, and special debit cards can be issued, which can be used on credit card swiping machines dedicated to CCB merchants, but cash withdrawal and online consumption are not allowed. CCB installment quota is a credit card installment product recently launched by CCB, which can be used in diversified consumer credit scenarios that the fixed credit card quota cannot meet and the current market installment products cannot cover.