If applying for a credit card requires bank review, you can only apply after all aspects of the review have passed.

Most rural credit cooperatives do not have credit cards. If you want to apply for a credit card of a rural credit cooperative, Bian Xiao suggested that you can go to the local rural credit cooperative in advance and ask if you can apply.

Of course, some village credit cooperatives have launched the business of handling credit cards, and the application conditions are the same as those of other commercial banks. The basic requirement is at least 18 years old. An individual applying for a credit card must have a fixed occupation and a stable source of income. Rural credit cooperatives also need guarantees, which can be personal funds of individuals and units.