In the case of Guangfa Credit Card, there is no extra charge for the excess part, and the excess consumption is limited to 1 time in the billing cycle. If it is exceeded within two consecutive billing cycles, the exceeding function will be cancelled. After paying off the excess, call 95508 to try to apply for opening. The billing period is calculated as follows: if the billing date is 2 days, February 3-March 2 is a billing period.

(Response time: March 30, 2020. Please refer to the latest business changes announced by Guangfa official website. )