As far as I know, Everbright doesn't play. When my wife applied for Everbright Fu IC card, she only called me to confirm it. When I applied for the Everbright White Card myself, I got off the card without calling (because I didn't have a job, my company information was filled in casually). Face-to-face signing is not difficult at all. Just take a photo and copy a line.
The quota is ok.