Applying for Everbright Credit Card to buy LeTV TV is a marketing activity launched by China Everbright Bank. It means that you can apply for a credit card, and then use the credit card limit to buy LeTV TV in installments. I don’t know what kind of salesperson you are talking about. I feel like you have a misunderstanding. Applying for an Everbright credit card to buy a LeTV TV is not like applying for a credit card to get a TV. It is equivalent to a bank lending you money to buy a bank TV, and the payment is just up to the credit card limit. I feel like you have been deceived by the salesman. Yes, it’s not that I was deceived by the bank.