Hello, if you have our credit card, because the function of credit card is mainly used for overdraft credit card consumption, you don't have the transfer function of debit card, so you can't operate the transfer and remittance business.

If you want to use our credit card to withdraw cash in advance, please log in to the credit card online banking or call the service hotline 400820555 to activate the cash withdrawal function and set the transaction password. Generally, the total cash withdrawal does not exceed 50% of your credit limit. Please log in to online banking or call the credit card service hotline 4008205555 for the specific amount. For credit card withdrawal (cash advance) through ATM, the domestic withdrawal fee is calculated as per cash advance 1%, and the minimum charge is 10 yuan RMB. Cash advance transactions do not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the trading day to the settlement day, with compound interest on a monthly basis.

If you have any questions about other credit cards, please contact QQ Corporate Customer Service (4008205555) or WeChat (Credit Card Center of China Merchants Bank). Thank you for your concern and support for China Merchants Bank!