The cancellation of a credit card (debit card) by a user will not reduce the amount of another card. Credit card (debit card) quotas of different banks are not shared and do not affect each other. Credit cards (debit cards) of the same bank share a credit account, but the total amount is shared, and there will be no influence between single card and single card amount. Users have unnecessary credit cards (debit cards) and can cancel them with confidence.

After the user successfully cancels the credit card (debit card), it may reduce the debt ratio and increase the repayment ability, resulting in an increase in the remaining amount in the card.